Decentralize Wealth. Redefine Trust.
Executive Summary
Dezora is a decentralized financial protocol designed to deliver the next generation of financial freedom to global users through transparency, security, and composability.
We redefine the boundaries of liquidity aggregation, trustless lending, intelligent yield strategies, and community governance. Dezora is not only a decentralized platform—it is a new paradigm of financial order, controlled by users, executed by code, and driven by consensus.
Key Highlights
- Multi-chain compatibility with high scalability, supporting Layer2
- Smart product design emphasizing maximum yield and asset security
- DAO-driven governance structure, truly “community-controlled”
- ZORA token as the core of the ecosystem, connecting protocol, governance, and incentives
Goal: Build a universal financial network where wealth is no longer monopolized by centralized institutions but controlled and defined by users themselves.
Market Background & Problem Insights
Current Issues in the Financial System:
- Severe centralization risks: User assets depend on custodians, subject to freezing, misappropriation, and censorship
- High service thresholds: Traditional finance excludes ordinary users and imposes heavy cross-border restrictions
- Lack of transparency: Hard to trace yield sources, risk disclosure, and capital flows
- Limited innovation: Large institutions dictate the innovation path, with low user participation
Why DeFi?
- Open access: Anyone can participate with just a wallet, no approval required
- Composability: DeFi protocols can be freely combined for rapid innovation
- Automated execution: Smart contracts enable financial logic without intermediaries
- Transparent auditability: All actions are on-chain, verifiable, and traceable
Dezora is the answer to this trend—rebuilding financial trust through smarter systems.
Product Overview
Decentralized Ownership
True financial freedom comes from users having full control over their assets. Dezora is non-custodial and censorship-resistant.
Security First
Multi-round code audits, multi-signature operations, on-chain verification, and transparent governance to minimize risks.
Yield-Driven Innovation
Sustainable yield aggregation strategies to maximize opportunities while controlling risk.
Community Governance
A complete DAO governance framework where all major upgrades and resource allocations are decided by community proposals and voting.
Dezora is a self-evolving financial organism.
Core Values
Dezora offers a composable, scalable, and sustainable multi-module financial protocol system for a variety of users—from beginners to experienced DeFi players to asset managers.
Main Product Lines:
Module | Description |
Dezora Swap | AMM-based decentralized trading protocol |
Dezora Vaults | Yield aggregation and auto-compounding, multi-chain strategies |
Dezora Lending | Non-custodial lending platform with variable/stable rates |
Dezora DAO | Community governance platform for proposals, voting, and execution |
ZORA Token | Economic and governance core of the ecosystem |
From a user’s perspective, you can:
Provide liquidity and earn trading fees
Deposit crypto assets for automatic compounding yields
Lend assets to earn interest, or borrow stablecoins with collateral
Participate in governance and vote on proposals
Core Modules
Dezora Swap (DEX Module)
- AMM (Automated Market Maker) model
- Supports stablecoin curves and asymmetric pools
- Dual LP incentives for all pairs
Dezora Vaults (Yield Aggregator)
- Cross-protocol strategies (e.g., Compound, Aave, Curve)
- Auto-compounding to reduce gas costs
- Risk ratings and optional stability-focused strategies
Dezora Lending (Lending System)
- Non-custodial lending, users retain full control of collateral
- Multiple collateral types: major tokens, stablecoins, LP tokens
- On-chain liquidation mechanism and risk alerts
Dezora DAO (Governance System)
- All major parameters and upgrades decided by DAO votes
- Proposal thresholds and voting power based on ZORA holdings
- Incentives for long-term stakers to participate in governance
Technical Architecture
Architecture Layers:
Layer | Description |
Smart Contract Layer | All logic runs on-chain, fully auditable |
Multi-Chain Layer | Supports Ethereum, Arbitrum, Base initially; expansion to Solana, Scroll |
Oracle System | Chainlink + custom aggregators for price accuracy |
Security Module | Bug bounty, multi-sig wallets, emergency pause (Timelock) |
Frontend Layer (dApp) | React + Web3.js, wallet integration, gas optimization |
Security Add-ons:
Audited by top firms (CertiK, Quantstamp)
All asset transfers are verifiable on-chain
Lending and staking logic executed automatically without intermediaries
Tokenomics (Updated)
ZORA is the native token of the Dezora ecosystem, with governance, incentive, fee utility, and staking functions.
Token Name: ZORA
Ticker: ZORA
Max Supply: 300,000,000
Allocation:
Category | % | Amount | Vesting |
Community Incentives (Liquidity Mining, Airdrops) | 40% | 120,000,000 | Gradual release, user adoption incentives |
Core Team | 20% | 60,000,000 | 12-month lock, 36-month linear release |
Investors | 15% | 45,000,000 | 6-month lock, 24-month linear release |
DAO Treasury | 15% | 45,000,000 | Governed by DAO for expansion and partnerships |
Ecosystem Fund | 10% | 30,000,000 | Strategic use, transparent execution |
Use Cases :
Governance voting power
Protocol usage incentives
Fee discounts for stakers
Fee buyback and burn to increase scarcity
Yield Model
One of Dezora’s design goals is to provide users with sustainable, efficient, and risk-resistant sources of yield, while encouraging long-term participation.
Main Sources of Yield
Module | Yield Type |
Swap (DEX) | Trading fees returned to liquidity providers (LPs) |
Vaults (Aggregator) | Cross-platform APY with auto-compounding |
Lending | Interest rate spread + incentive rewards |
ZORA Staking | Protocol revenue share or airdrops from new ecosystem projects |
Vault Features:
Automatic compounding to enhance yield
Dynamic strategy adjustments for risk/reward balance
User choice between conservative and high-volatility strategy bundles
Platform Revenue Distribution:
Usage | % |
ZORA buyback & burn | 30% |
DAO Treasury | 30% |
Ecosystem Development Fund | 20% |
Rewards for stakers | 20% |
Dezora ties protocol revenue to community governance, creating a positive feedback loop: “The more it’s used, the stronger the platform, the richer the users.”
Governance System
Dezora DAO is the control center of the protocol, granting community members real rights to propose, vote, and decide.
Governance Structure:
Proposal
Any user holding a sufficient amount of ZORA can submit proposals
Voting
Voting power based on ZORA staking amounts
Execution
Passed proposals automatically trigger smart contract execution
Proposal topics may include:
Adjusting protocol parameters (e.g., fees, staking APY)
Launching new products or chain deployments
Allocating DAO treasury funds
Listing new assets or adjusting risk levels
Governance Evolution Stages:
| Stage | Features |
| V1 Semi-Decentralized | Multi-sig by team/DAO; community has advisory & preliminary voting rights |
| V2 Fully On-Chain | DAO votes directly trigger smart contract logic |
| V3 Modular Governance | Sub-modules governed independently, multi-layered decentralization |
Decentralization is gradual—we aim to build a protocol truly owned by its community.
Stability & Risk Control
In the highly volatile crypto market, Dezora focuses on system stability to prevent cascading risks in extreme conditions.
Volatility Hedging Mechanisms:
Multiple oracles for cross-verification (Chainlink + custom backup feeds)
Risk buffer pool to absorb unexpected losses
Asset-specific collateral ratios, liquidation thresholds, and risk tiers
Lending insurance fund for failed liquidation events
Liquidation & Risk Strategies:
Real-time on-chain risk monitoring for every loan/collateral
Automated liquidation triggered by price volatility
Timelock execution for major governance proposals to prevent attacks
Trustless Protection:
All logic executed by public smart contracts
Fully traceable on-chain operations via block explorers
Multi-sig for key permissions, progressively moved to DAO control
Dezora is not just a yield machine—it is a self-protecting, self-healing financial ecosystem.
Security & Audits
Security is the top priority in Dezora’s protocol design. We implement a four-dimensional defense system: code audits, secure architecture, operational monitoring, and rapid response.
Smart Contract Audits:
Core modules audited by: CertiK / PeckShield / SlowMist (pre-audit)
All audit reports will be published on the official website and GitHub
Scope: Swap, Vault, Lending, DAO governance, ZORA issuance
Operational Security:
Multi-sig control (3/5) for key governance powers, held jointly by team + community + external auditor
Emergency pause function for halting protocol functions during attacks
Permission separation between modules to limit attack impact
User Asset Protection:
Insurance fund pool funded by protocol fees for extreme loss coverage
Bug bounty program with rewards up to 50,000 ZORA
All assets and yields fully controlled by on-chain contracts, no centralized custody
Roadmap
2025 - Initial Deployment
- Mainnet V1 launch (ETH / Arbitrum)
- Swap, Vault, Lending modules live
- CertiK audit completed & report published
- Genesis Airdrop & early community incentives
- ZORA IDO launch
2026 – Expansion & Integration
- DAO Governance V2 with on-chain execution
- Cross-chain deployments (Base, Polygon, Linea)
- Stablecoin peg & volatility hedging
- Mobile wallet plugin release
- DeFi-as-a-Service collaborations with external protocols
2027 – Decentralized Ecosystem
- ZORA Launchpad for DeFi project incubation
- RWA integrations (real estate, art, bonds)
- DAO treasury fully community-controlled
- TVL target > $1B, 1M+ community members
Marketing & Community
The driving force of DeFi is not only technology, but also community trust and engagement.
Community Building
Region | Focus |
Southeast Asia | Collaborations with local KOLs, establish educational nodes |
Latin America | Ambassador program & online hackathons |
Europe | Participate in governance forums, push ZORA listings |
Global | “Dezora Pioneer” partner program for early node support |
Marketing Channels:
Content marketing: blogs, visual whitepapers, governance guides
Partnerships: Wallets (MetaMask), DEXs (Uniswap), analytics (Dune)
Event presence: ETH Global, Token2049, DevCon
Incentives: Airdrops, liquidity bootstrapping, content creator rewards
We don’t “buy users”—we empower the community.
Compliance & Legal
In a world where decentralization meets regulation, Dezora adopts a multi-layered compliance strategy for both user protection and global expansion.
Legal Structure
- Entity in BVI or Cayman Islands
- DAO registered as a non-profit foundation
- Protocol deployment rights belong to DAO, not a centralized company
Regulatory Measures
- Restricted region exclusions (e.g., U.S., North Korea)
- Website/protocol includes disclaimers and legal status notice
- No promotion of “guaranteed returns”
Compliance Efforts:
- Partnerships with legal advisors (Andressen Legal, Horizons Law)
- Support for DID & compliant wallet whitelists (zkKYC, WorldID)
- RWA issuance only with regulated platforms
Core Team & Advisors
Core Team (Pseudonyms + Roles):
Rei / Protocol Architect – Former Solidity audit consultant
Nova / Strategy & Yield Lead – Former CEX strategy head
Ling / Security Director – Blockchain security expert
Kael / Community & DAO Ops – Governance and community management
Advisors:
Alex S. / Legal & Compliance – Blockchain regulatory consultant
Dr. Yoon / Game Theory & Tokenomics – Governance and incentive design
In a DAO, the core is not “anonymity” but “verifiable contribution.”
Fundraising & Capital Use
Stage | Time | Amount | Investors |
Seed | 2025 Q2 | $2.3M | Anonymous Web3 fund, KOL partners |
Private | 2025 Q4 (Planned) | $4–6M | Global strategic investors |
Public (IDO) | TBA | Before mainnet | Open to community & early supporters |
Capital Allocation
Usage | % |
Protocol R&D & Audits | 35% |
Community & Marketing | 25% |
Liquidity Fund | 20% |
Legal & Compliance | 10% |
Operations & DAO Tools | 10% |